Meet Philip Chavez

NMLS 1630184

I’m an Evolution Mortgage Loan Officer committed to guiding you through each step of the home financing process, ensuring it’s clear and stress-free. Feel free to get in touch—I’m here to help you take the first step toward your new home.

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Mortgage Calculators

Mortgage Calculator

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    VA Mortgage Calculator

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        FHA Mortgage Calculator

        Estimate your FHA loan payment including UFMIP & monthly MIP.

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            What Clients have to say

            5.0
            Based on 184 reviews
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            Kieffer Jordan
            19:27 15 Apr 25
            We recently worked with Evolution Mortgage for our new home purchase, and the experience was fantastic from start to finish. They made the lending process incredibly easy and stress-free, even for first-time buyers like us.Their team was always responsive, clear, and helpful every step of the way. They took the time to explain everything in detail, answered all of our questions, and helped us feel confident throughout the process. We always felt like we were in good hands.Most importantly, Evolution Mortgage delivered on what they promised—great rates, smooth communication, and an on-time closing. We couldn’t have asked for a better lender, and we’re so grateful for their help in making our new home a reality.Highly recommend to anyone looking for a reliable and easy-to-work-with mortgage lender!
            Gabrielle Wilson
            14:14 15 Apr 25
            Will’s professionalism, personability, competence, and availability made our first home mortgage process feel not only special but also gave us the confidence of understanding every aspect of such a big milestone for our family. I cannot recommend him enough!!
            Charlsey Adkins-Wills
            17:40 14 Apr 25
            Jordan and his team were incredible! My buyer client has worked with them on several deals, but this was my first time. They made the VA loan process seamless and easy. As a real estate professional, a good lender relationship can help get a deal done! And that’s exactly what Jordan and Madison did, and now we both have happy clients. Highly recommend!
            Heli Amezcua
            22:00 09 Apr 25
            William helped me out big time with my refinance on my property! It quick answered all my questions and guided me through the process with such ease. Thanks again man!
            Rodney Fields
            16:05 05 Apr 25
            I had a great experience working with Evolution Mortgage on the purchase of my new home. Jordan, my loan officer, was extremely knowledgeable and especially skilled in working with service members—he truly understood my unique situation and made the process smooth from start to finish. Madison, the mortgage processor, was also fantastic—she kept everything organized and made sure I stayed informed every step of the way. I appreciate the professionalism and dedication from the entire team. Thank you for helping make my homeownership dream a reality!
            Omar Hernandez
            00:34 18 Mar 25
            William Xu at Evolution Mortgage was an invaluable resource throughout our entire home loan process. He was extremely knowledgeable and took the time to break down each step, making everything simple and easy to understand. He stayed on top of every detail, ensuring we were always informed and prepared. William also walked us through our expected monthly payments, providing different scenarios and being completely transparent about potential outcomes.More than anything, Will took the fear and doubt out of the process and replaced it with confidence and clarity. If you need a loan officer, this is your guy. His honesty, dedication, and expertise made the entire experience seamless, and we truly appreciate his help!He even showed up to our closing! Thank you again Will
            Marcelino Christie
            23:58 17 Mar 25
            Buying a home is an enormous milestone, and I couldn’t have done it without Jordan Komm, Madison MacEwen, and the amazing team at Evolution Mortgage. From day one, they made me feel like more than just a client—they genuinely cared about my experience and went above and beyond to make sure everything was smooth, clear, and stress-free. They made the process truly enjoyable and helped empower me as new homeowner navigating the process.As a veteran using a VA loan, I knew the process could come with challenges, but Evolution Mortgage made it feel effortless. They were always available to answer my questions, explain things in a way that made sense, and most importantly, advocate for me every step of the way. They worked hard to ensure I got the best possible outcome, and their attention to detail and commitment to my success truly set them apart.What stood out the most was their kindness and dedication. They understood how much this home meant to me and made sure I felt supported throughout the entire journey. There was never a moment where I felt lost or uncertain—they had my back the whole way.If you’re looking for a mortgage team that is not just professional but genuinely cares about you and your future, Evolution Mortgage is the way to go. I’m incredibly grateful for everything they did to make this dream a reality. Thank you so much—I couldn’t have asked for a better experience!
            Charles Louis Deibel
            00:02 04 Mar 25
            Jordan and Madison at Evolution Mortgage is the broker team you need for your next home purchase! My wife and I recently went with Jordan and Madison for our home purchase and the experience and results are phenomenal. We looked at another lender to do our due diligence, but it was never even close. Jordan made my wife feel completely at ease with a very complex process. It never felt like Jordan was trying to sell us a bill of goods. He was genuinely educating us along the way in a fashion that never felt condescending or confusing. Madison was a breeze to work with. Her communications were always succinct, informative, and responsive. Jordan and Morgan's always made themselves available for my wife and I with our questions. What is even more impressive is that Jordan and Morgan were this responsive and I was deployed for the entirety of being under contract and closing. There were zero bumps in the road, our interest rate is phenomenal, and my wife and I couldn't be happier. YOU NEED TO GO WITH EVOLUTION MORTGAGE!
            Shay Priest
            05:45 07 Feb 25
            I had the pleasure of working with Mark Kong on a recent transaction, and I couldn’t be more impressed with his professionalism, communication, and dedication to my buyers. From start to finish, he provided clear guidance, timely updates, and proactive solutions to ensure a smooth and stress-free lending process. Mark’s commitment to excellent service made a world of difference, and my clients couldn’t be happier. I highly recommend Mark to anyone looking for a knowledgeable and reliable lender!
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